Bridge Loans
Short-term capital to bridge the gap. Move fast on acquisitions or refinance while arranging permanent financing.
Loan Highlights
Up to 70% LTV
Loan-to-value up to 70% of current as-is value
12-24 Month Terms
Flexible terms to match your exit timeline
Flexible Deal Sizes
Small to large, we can structure it
All Property Types
Residential, multifamily, and commercial properties
What is a Bridge Loan?
A bridge loan is short-term financing that bridges the gap between an immediate capital need and longer-term financing. Real estate investors use bridge loans to acquire properties quickly, refinance to access equity, or purchase before selling an existing property. Bridge loans prioritize speed and flexibility over the lowest rate, making them ideal for time-sensitive opportunities.
Written by Management Team
Principal at LTV Equity
Bridge Loan Scenarios We Finance
Acquisition Bridge
Close on a property quickly while arranging permanent financing. Ideal when a deal requires faster closing than a bank can provide.
Refinance Bridge
Pull equity from a property to fund new acquisitions or improvements. Use the capital now while securing long-term financing.
Sale Bridge
Purchase your next property before selling your current one. We can structure loans that account for your pending sale.
Common Use Cases
Bridge loans provide flexibility for a variety of situations.
Frequently Asked Questions
How is a bridge loan different from a traditional mortgage?
Bridge loans prioritize speed over cost. While rates are higher than conventional mortgages, you can close in days instead of weeks. They are designed as temporary solutions with clear exit strategies, not long-term financing.
What exit strategies do you accept for bridge loans?
Common exits include sale of the property, refinance into permanent financing, or payoff from other liquid assets. We evaluate the viability of your exit strategy as part of underwriting.
Can I get a bridge loan on a property that needs work?
Yes, but the loan amount will be based on current as-is value. If significant renovation is planned, a fix and flip loan may be more appropriate as it can include rehab costs.
Other Loan Programs
Serving Tampa, St. Petersburg, and Clearwater