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LTV Equity
We serve Clearwater | Pinellas County

Hard Money Loans in Clearwater, Florida

Finance your next beach property or vacation rental investment. We specialize in Clearwater's unique tourism-driven real estate market.

$365K

Median Home Price

+6% YoY

$250+

Beach Nightly Rate

Peak Season

2.5M

Annual Visitors

Tourism Driver

Why Clearwater Investors Choose Us

Clearwater's beach and vacation rental market requires a lender who understands tourism economics.

Vacation Rental Expertise

We understand STR income potential and can underwrite based on projected vacation rental revenue, not just traditional rents.

Beach Property Knowledge

Flood zones, condo associations, and coastal regulations—we know the unique considerations for beach investments.

Tourism-Driven Valuations

Clearwater Beach is consistently ranked #1 in the US. We factor tourism economics into our property assessments.

Clearwater & North Pinellas Communities

From beachfront condos to charming downtown Dunedin, we finance investments across the region.

Clearwater Beach

Beach/Tourist

Vacation rentals with premium nightly rates

Island Estates

Waterfront

Upscale waterfront homes and condos

Belleair

Luxury

Established affluent community with stable values

Belleair Beach

Coastal

Smaller beach community with renovation opportunities

Dunedin

Charming Downtown

Walkable main street, craft breweries, growing demand

Safety Harbor

Historic

Spa town appeal with renovation-ready inventory

Countryside

Suburban

Mall-area rentals with consistent tenant demand

Palm Harbor

Family-Friendly

Top schools drive rental and resale demand

Also Serving the Greater Tampa Bay

We lend throughout the Tampa Bay region.

Ready to Fund Your Clearwater Deal?

Beach property, vacation rental, or mainland investment—let's talk.

(727) 858-7236

Serving Clearwater, Dunedin, Palm Harbor, Safety Harbor & all of North Pinellas