Question 1

What are your rates and fees?

Accepted Answer

Rates and fees vary based on property type, location, loan-to-value, and borrower experience. We provide transparent pricing with no hidden costs. All fees are disclosed upfront and paid at closing.

Question 2

Do you check credit or require tax returns?

Accepted Answer

We focus on the property collateral and your exit strategy. While we may review credit and financial information, our primary underwriting emphasis is on the real estate value and your experience as an investor.

Question 3

Can you finance construction or renovation?

Accepted Answer

Yes. We have deep construction lending experience and can provide purchase plus renovation financing with a draw schedule based on completed work.

Question 4

Do you lend outside of Florida?

Accepted Answer

Our primary market is Florida, but we consider deals in other states on a case-by-case basis. Contact us to discuss your specific location.

Question 5

What is the maximum loan amount?

Accepted Answer

We can facilitate loans up to several million dollars depending on the property, borrower, and capital availability. Contact us to discuss larger loan requests.

Question 6

How fast can you really close?

Accepted Answer

We underwrite in under an hour and can close as quick as 5 days depending on title commitment timing. Speed depends primarily on how quickly we receive a clear title commitment.

Question 7

Do you charge upfront fees?

Accepted Answer

No. All fees are paid at closing. We do not charge application fees, underwriting fees, or any upfront costs. You only pay if the loan closes.

Question 8

What LTV do you lend to?

Accepted Answer

Our focus leverage is 50 to 70% LTV. This conservative approach protects both borrowers and capital partners while ensuring sufficient equity cushion in the property.

Fast business purpose loans secured by real estate

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